Semi-Detached Vs Terrace Homes: What Is The Difference?
When people think of homeownership, they often get caught up in the details. How much will it cost? How much is my monthly mortgage? What are all the different types of homes I can choose from? But there are other considerations to take into account when making the big decision about where to live.
One of the questions you may be asking yourself as a would-be homeowner is the differences between semi-detached and terrace homes. Though they both fall under the category of “detached” homes, there are some key distinctions you should be aware of before making your decision.
What is a Semi-Detached Home?
A semi-detached home is two houses that share a common wall. Each house has its own entrance, living area, kitchen, and bedrooms. Semi-detached homes usually have identical mirrored internal layouts and are often marketed as such. They are generally bigger than terrace houses giving you and your family more space. Because semi-detached homes are typically larger than terrace homes, they also tend to be more expensive.
Benefits Of Living In A Semi-Detached Home
- Semi-detached homes offer more privacy than terrace houses as there are two separate dwellings instead of one.
- There is usually more outdoor space, which means you can have a garden and/or a driveway.
- The fact that it is seen as more luxurious than a terrace house often makes it easier to resell.
- You can save costs by sharing maintenance and upkeep costs with your neighbour.
- Semi-detached homes gives extra layer of security because you have a neighbour right next to you.
- They offer more privacy than terrace homes and apartments
What is a Terrace Home?
A terrace home, as the name suggests, is a row of houses that share a common wall. The properties are identical and share two exterior walls. Like semi-detached homes, each house has its own entrance, living area, kitchen, and bedrooms. However, terrace homes are typically smaller and outdoor space is likely to be small as compared to semi-detached homes. They are therefore less expensive in as apposed to semi-detached houses.
Benefits Of Living In A Terrace House
- Terrace house gives you the flexibility to own a home without the burden of high monetary investment as compared to semi-detached homes.
- Maintenance is low because outdoor space is small. There is less garden to keep, no fences to paint and maintain.
- It offers safety and security knowing that you have neighbours around who can offer assistance whenever needed. This gives you peace of mind, especially if you have young children.
- It is easier to resell a terraced house as it is seen as more affordable and commonplace.
- The fact that it is less expensive also makes it an attractive proposition for investors who want to maximise their rental income.
So, which is right for you? If you’re looking for more privacy and space, a semi-detached home may be the right choice for you. If you’re looking for a more affordable option and don’t mind sharing a wall with your neighbours, a terrace home may be the better choice. Ultimately, the decision comes down to your individual needs and preferences.